Know what happens between contract and keys.

Before the file opens

Once the contract reaches WG Title, the team confirms the parties, property, lender and key dates. The title search begins and escrow instructions are established.

• Use your full legal name consistently.
• Tell the team early if a trust or entity will take title.
• Respond promptly to identity and lender requests.
• Ask questions before a deadline becomes urgent.

The title commitment

The commitment describes the proposed policy, the current ownership record, the requirements that must be satisfied and the exceptions that will not be covered. It is not the final policy, but it is the roadmap to insurable title.

Review the closing figures

Your lender and title team coordinate the closing disclosure or settlement statement. Review names, credits, loan terms, prorations and the amount needed before signing day.

Protect yourself from wire fraud

• Do not use a phone number from a suspicious email.
• Verify instructions verbally before initiating the wire.
• Be cautious about urgent last-minute changes.
• Contact your bank and WG Title immediately if anything looks wrong.

Signing, funding and keys

Bring an approved government-issued photo ID and follow the funding instructions provided for your file. Signing does not always mean the transaction has funded. Your title team will confirm when documents, lender approval, funds and recording requirements are complete.