Buyer cash-to-close estimate
Texas home purchase planning worksheet
Down payment and entered costs, less earnest money and credits.
Purchase and financing
- Purchase price
- $500,000
- Down payment (20.0%)
- $100,000
- Estimated loan amount
- $400,000
Entered costs and credits
- Estimated lender charges
- $7,500
- Estimated title, escrow & recording
- $3,500
- Estimated taxes, insurance & prepaids
- $6,000
- Earnest money already paid
- − $5,000
- Seller or lender credits
- − $0
Verify each figure before closing
Loan terms and closing costs
Start with the Loan Estimate. Replace estimates with the Closing Disclosure's final loan terms and closing costs.
Credits and fee allocations
Enter earnest money, negotiated credits and fee allocations exactly as written in the executed contract and addenda.
Title and escrow charges
Use a transaction-specific title quote for title, escrow and recording charges. The commitment states the requirements and exceptions under which a policy may be issued; the issued policy controls title-insurance coverage.