2026 Texas title rates

Estimate the state-set basic title premium.

Enter the proposed policy amount or purchase price. This planning tool applies the Texas Department of Insurance basic premium schedule effective March 1, 2026.

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Estimated basic premium$2,509Rates effective March 1, 2026

This is the Texas basic premium only. Endorsements, discounts, escrow, recording, tax and other transaction fees are not included. Contact WG Title for an exact quote.

What the number means

The premium is only one part of the closing.

Texas regulates the basic premium.

Texas title insurance policy forms and basic premium rates are set by the Texas Department of Insurance. That means the basic policy premium for the same coverage amount is generally not a shopping comparison between title companies.

What can differ?

Escrow and closing fees, optional endorsements, service, responsiveness, issue resolution and the overall closing experience.

Ask for the transaction-specific quote.

Discounts, endorsements, simultaneous-issue rules, refinance credits and the contract can change the final amount. WG Title can review the actual transaction and prepare a reliable quote.

Ready when the contract is.

Put WG Title on your next transaction.

Send the property details or contract. Our team will confirm the next step and get your file moving.