2026 Texas title rates

Estimate the state-set basic title premium.

Enter the proposed policy amount or purchase price. This planning tool applies the Texas Department of Insurance basic premium schedule effective March 1, 2026.

Request an exact quote Or call 214-620-2055

Policy amount or purchase price

Estimated basic premium$2,509Rates effective March 1, 2026

This is the Texas basic premium only. Endorsements, discounts, escrow, recording, tax and other transaction fees are not included. Contact WG Title for an exact quote.

Prints the current estimate as a clean one-page rate sheet.

WG TITLE · TEXAS BASIC TITLE PREMIUM ESTIMATE

Texas title premium estimate

TDI basic premium schedule effective March 1, 2026

Policy amount or purchase price$450,000

Estimated basic premium$2,509

What this estimate includes

The basic title insurance premium calculated from the Texas Department of Insurance rate schedule for the policy amount shown above.

What can change the transaction-specific quote

Endorsements, discounts, simultaneous-issue rules, refinance credits, escrow and closing fees, recording, taxes, the contract and other transaction details.

Get a closing quote

Send these figures to Jamie, Kendall and Rachelle for an itemized title and closing quote. No account needed.

Your current planning estimate

Texas title rate calculator Policy amount or purchase price: $450,000 Estimated basic title premium: $2,509 TDI rates effective March 1, 2026. Endorsements, credits and other closing charges are not included.

These figures will be included with your request. They are planning estimates, not a final quote. The team will confirm the property and transaction details.

What the number means

The premium is only one part of the closing.

Texas regulates the basic premium.

Texas title insurance policy forms and basic premium rates are set by the Texas Department of Insurance. That means the basic policy premium for the same coverage amount is generally not a shopping comparison between title companies.

What can differ?

Escrow and closing fees, optional endorsements, service, responsiveness, issue resolution and the overall closing experience.

Ask for the transaction-specific quote.

Discounts, endorsements, simultaneous-issue rules, refinance credits and the contract can change the final amount. WG Title can review the actual transaction and prepare a reliable quote.

Request a quote View official TDI rates

Ready when the contract is.

Put WG Title on your next transaction.

Send the property details or contract. Our team will confirm the next step and get your file moving.

Get a closing quote Call 214-620-2055