The TODD was effective
The deed must satisfy the applicable statutory requirements, including lifetime recording in the proper county.
The direct answer
Potentially, yes. An effective Texas Transfer on Death Deed can transfer the owner’s real-property interest at death, but a sale still depends on the deed, title history, liens, estate claims, evidence, and the title underwriter’s requirements.
Every closing is subject to title review, underwriting approval and satisfaction of the file’s requirements.
01 · Closing question
The deed must satisfy the applicable statutory requirements, including lifetime recording in the proper county.
A recorded lifetime conveyance or other title event may change what passed at death.
The file may need death and survivorship evidence and a review of how the deed names each beneficiary.
Mortgages, liens, encumbrances, contracts, and certain estate liabilities do not disappear because property passed through a TODD.
02 · Closing question
Section 114.106 generally sets a two-year deadline to begin certain proceedings to enforce estate liabilities against TODD property, with an exception for rights under Section 114.104(d). That exposure can shape underwriting, but the statute does not say every beneficiary must wait two years to sell.
Timing depends on the facts, available evidence, claims, and underwriter requirements for the file.
A title company still must evaluate covered risk before issuing a policy.
Your practical next step
Send the recorded TODD, property address, date of death, contract or proposed timeline, and any earlier title objection. We will tell you what the file needs next.
Start the reviewSecure deed review
Send the deed to a title team that regularly works with inherited-property closings.
The form accepts one optional deed file. Additional sensitive records should wait for instructions from our team.
Monday–Friday, 9 a.m.–5 p.m. Central
Submitting a deed requests a title and closing review. It does not create an attorney-client relationship, provide a legal opinion or guarantee a closing date. You may continue working with your own attorney.
Tell us how to reach you. Add your deed if it’s handy.
Quick answers
Chapter 114 does not impose a blanket two-year waiting period. Section 114.106’s liability period can affect underwriting, so the facts and requirements still need review.
No. Section 114.104 provides that the beneficiary takes subject to conveyances, encumbrances, contracts, mortgages, liens, and other interests affecting the property at death.
A beneficiary may need transaction-specific advice. From a closing standpoint, early title review helps identify requirements before a closing date is promised.
When title and probate overlap
A Transfer on Death Deed addresses only the Texas real property it validly covers. Other assets, creditor issues, a disputed or ineffective deed, or the need for a court-appointed representative may still require probate. WG Title reviews the title and closing requirements; a Texas probate attorney determines the right court process.
Texas estates can follow different paths. The will, heirs, debts, disputes, property, and required authority all affect which option may fit.
An executor or administrator can handle most estate work without asking the court to approve each step.
The court supervises the administration and generally approves major actions as the estate moves forward.
A qualifying will may be admitted as evidence of title without opening a full estate administration.
Some limited intestate estates may use a statutory affidavit when all requirements are satisfied.
This records family-history evidence that may help with certain real-property title issues; it is not a court administration.
A probate court can formally identify the heirs when there is no valid will or a judicial heirship finding is needed.
Keep working the file