Jamie Ellis' Texas commitment prep guide

Read My Title Commitment

Use five quiet minutes to locate the schedules, mark the item numbers you want to discuss and send the title team the whole document. This is preparation—not interpretation.

Written by Jamie Ellis, President & CEO of WG Title. Educational preparation for Texas transactions.

The safe reading rule

Locate. Mark. Send.

A title commitment is a legal document. This guide helps you prepare a useful question; it does not tell you what an exception or requirement means for your rights.

See official TDI Form T-7 ↗
Before you read a line

Make sure you have the whole commitment.

Page numbers and schedules can continue across several pages. Send the full PDF so the title team can see the document in context.

The three schedules to locate

Read the labels. Keep your notes procedural.

The Texas Department of Insurance form separates transaction details, exceptions and requirements. Your job here is only to identify the section and item number you want the issuing title company or your attorney to address.

Schedule A

Locate the transaction facts.

Find the effective date, GF or commitment number, proposed policy information, proposed insured or borrower names, the record-title line and the legal description. If a name or property detail looks different from your contract or survey, mark the line—do not rewrite it or decide what it means.

Schedule B

Mark item numbers, not conclusions.

Locate the numbered exceptions and any continuation pages. Write down the item numbers you want to ask about. This page does not say whether an exception is routine, removable, covered or acceptable for your transaction.

Schedule C

Gather what you already have.

Locate the numbered requirements. If an item mentions a record or document you already possess, have it ready—but do not assume that document satisfies the requirement. Ask the title team what information is needed next.

Build the handoff packet

Send the document and one specific question.

A useful note names the schedule and item, then asks what information or document the team needs next. Avoid copying long exception language into a web form.

  1. 1

    The complete commitment PDF, including every schedule and added page

  2. 2

    The property address and GF or commitment number

  3. 3

    A short list of the exact Schedule B or C item numbers you want to discuss

  4. 4

    Any contract amendment, survey, payoff, entity, trust or probate document already in your possession that the title team asks to review

  5. 5

    Your target closing date and the first process question you need answered

Stop before you self-interpret

No exception decoder lives on this page.

This guide helps you locate sections, mark item numbers and prepare questions. It does not interpret exceptions or requirements, promise insurability or coverage, or provide legal advice. The issued commitment and policy control their own terms; ask the issuing title company and your attorney about your document and legal rights.

WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.

D1-first handoff

Save the contact. Then send the full PDF.

This short form creates a durable WG Title reference before asking you to open an email app. After it is saved, you will get a pre-addressed document email with the reference already in it.

Do not put wire instructions, account numbers, Social Security numbers or identity-document numbers in this form. Ask the title team for secure delivery instructions when a sensitive record is needed.

Save the contact first. Then your confirmation opens a pre-addressed email for the full PDF.

No file upload here. Your confirmation opens the document email after the D1 record is saved.

Do not paste exception language, wire instructions, account numbers, Social Security numbers or identity-document numbers into this form.

Official sources

Use the Texas form and regulator guidance.

Prepared July 29, 2026 from the Texas Department of Insurance materials below. The official commitment you receive controls its own terms.

See all Texas closing resources →