For agents and lenders: collect the deed of trust, assignment chain, payoff request, servicer response, release clue, county recording reference, commitment item and one process question before a payoff or lien-release issue becomes urgent.
A payoff question can pull in a deed of trust, assignment chain, servicer transfer, payoff statement, per diem, corrected payoff, release, county-record reference, lender condition, title-commitment item, underwriter review and attorney advice. This handoff keeps the source trail together without deciding the file-specific result.
Name the county, lender or servicer, request date, proposed closing date, good-through date, payoff or per diem clue, assignment or release recording reference, title-commitment item and source date. The recorded documents, servicer response, lender review, title commitment and underwriting response still control the answer.
These sources were checked on October 7, 2026. They help frame the payoff and release packet, but they do not replace mortgage servicer, lender, title, underwriting, attorney, recording or legal review.
Section 343.106 is the current Texas source for title-insurance-company payoff-statement requests on home loans. A useful handoff preserves the proposed closing date, requested good-through date, servicer response, payoff amount, correction clue and title-commitment item without deciding payoff sufficiency.
Read the official source ->The Texas mortgage-servicer rule describes written payoff requests, required payoff-statement information, optional per diem and release-of-lien fields, and the eighth-business-day delivery rule unless federal law requires a shorter response time. Preserve dates and source trail; do not calculate or guarantee the final payoff.
Read the official source ->Section 12.017 addresses a title-insurance-company affidavit as release of lien in defined circumstances. A source packet should preserve the deed of trust, assignment chain, payoff statement, payment clue, notice clue and release or affidavit recording reference without deciding whether a release is effective.
Read the official source ->The Department states that residential mortgage loan servicers for loans secured by Texas residential real estate must be registered with the Department and provides mortgage-servicing forms, including a payoff statement form. Send the servicer name, transfer clue, account clue and request channel found, not private credentials.
Read the official source ->Collin County's land-recording page warns that online database results are not the official repository and may not show the complete or unaltered official record. Send instrument numbers, recording dates, assignments, releases, legal-description clues and title-commitment item numbers instead of relying on search memory.
Read the official source ->TDI P-53 permits legal promotional and educational activity that is not conditioned on referral of title-insurance business. This handoff offers public source organization only; it does not discount a title premium or provide a referral benefit.
Read the official source ->A deed-of-trust payoff and release handoff does not need to decide lien priority, release effect, payoff sufficiency, assignment effect, shortfall responsibility, insurability or legal effect. It needs enough source context for the right professional to identify the next step.
This public resource is available to anyone on the same terms. It is not conditioned on sending a closing to WG Title and it does not offer a rebate, discount, commission, gift or thing of value for a referral.
Prepared as a courtesy. This document is available to any real estate professional on the same terms and is not conditioned on directing a closing to WG Title.
WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.
Read TDI Procedural Rule P-53 ->This uses the existing closing-readiness form. The page URL, referrer, UTM fields and click IDs stay with the lead record, so the title team can see that the question came from this payoff and release source guide.
Do not paste wire instructions, bank account numbers, Social Security numbers, tax IDs, EINs, identity-document numbers, payoff credentials, full loan statements, privileged legal advice, sealed filings or private financial records into this form.
Jamie Ellis authored this as ordinary business and educational content. Transaction-specific payoff, release, assignment, deed of trust, title, underwriting, lender, recording and legal conclusions belong with the appropriate reviewer.
