Jamie Ellis' earnest-money and option-fee source packet

Send the receipt, deadline and good-funds clues before the escrow question slows closing.

For agents and lenders: collect the current TREC contract source, option-fee delivery clue, amendment or additional-option-fee clue, receipt evidence, good-funds status, lender condition, title-commitment item and one process question in one reviewable handoff.

Audience and job

Make an earnest-money or option-fee question easier to route.

A Texas escrow-receipt question can involve the executed contract, the option fee, earnest money, an additional option fee, an amendment, delivery evidence, good funds, a lender condition, termination or release instructions and title-commitment review. This handoff keeps the source trail together without deciding the file-specific result.

The useful handoff

Name the contract form, effective date, payment amounts, deadline clue, receipt evidence, payment method, collection status if available, amendment or release request, lender condition, title commitment item and first process question. The contract, parties, lender, title team, underwriter and any attorney review still control their own answers.

Official sources

Use current TREC, TDI and county-record sources.

These sources were checked on October 14, 2026. They help frame the earnest-money and option-fee packet, but they do not replace broker, lender, title, underwriting, attorney, county-record or legal review.

TREC One to Four Family Residential Contract, read October 14, 2026

Start with the current contract form and property type.

TREC lists Form 20-19 as the One to Four Family Residential Contract (Resale), effective July 1, 2026, and identifies the residential resale property types it covers. A useful handoff names the form, effective date, executed contract date and property type without deciding contract compliance.

Read the official source ->
TREC option-fee delivery guidance, read October 14, 2026

Separate option fee, earnest money and delivery evidence.

TREC explains that the revised forms send the option fee to the title company, state a three-day delivery window after the effective date, and allow a combined payment to be applied first to the option fee and then earnest money. Send the payment, receipt and deadline clues; do not decide default, waiver or legal effect.

Read the official source ->
TREC Amendment to Contract Form 39-10, read October 14, 2026

Flag later changes to option periods or payment terms.

TREC Form 39-10 includes amendment options for additional option fee and extension language. If the file has a later amendment, send the fully executed amendment, date, amount, credit clue and affected deadline rather than restating the deal from memory.

Read the official source ->
TDI Procedural Rule P-27, read October 14, 2026

Tie release questions to the good-funds rule.

TDI P-27 defines good funds and says funds equal to all disbursements must be received and deposited before a disbursement may be made. A handoff should show payment method, receipt date, collection status and requested action without promising release timing.

Read the official source ->
Collin County Land Recordings, read October 14, 2026

Keep county-record clues with the closing packet.

Collin County notes that online database results are not the official repository and may not show complete or unaltered records. When a receipt question is tied to a recorded contract, deed, release, notice or instrument number, send the complete county-record clue.

Read the official source ->
TDI Procedural Rule P-53, read October 14, 2026

Keep the handoff public, educational and referral-safe.

TDI P-53 permits legal promotional and educational activity that is not conditioned on referral of title-insurance business. This handoff offers public source organization only; it does not discount a title premium or provide a referral benefit.

Read the official source ->
What to send

Give each reviewer the payment and timing trail they can verify.

An earnest-money or option-fee handoff does not need to decide default, waiver, entitlement, release, contract compliance, lender acceptance, title, underwriting, insurability or legal effect. It needs enough source context for the right professional to identify the next step.

  1. Property address, county, transaction type, effective date, option-period deadline, financing deadline if relevant, proposed closing date, title-commitment item, lender condition and whether the first question involves earnest money, option fee, additional option fee, receipt, collection status or release timing
  2. Executed contract page or amendment showing the earnest money, option fee, additional option fee, escrow agent, delivery address, effective date, extension language, credit clue and initials or signatures visible enough for the responsible reviewer to identify the document
  3. Payment method, amount, sender, delivery timestamp, receipt confirmation, deposit or collection status if available, wire or cashier-check clue and any title-company instruction already provided by a responsible source
  4. Termination notice, release request, dispute clue, lender condition, seller or buyer instruction, broker message, county-record reference and the exact question the title team is being asked to route
  5. One practical process question for the title team, broker, lender, attorney, underwriter or county-record source before the file reaches funding, signing or release pressure
What to avoid

Keep financial data and legal conclusions out of the first note.

  • Do not decide whether earnest money, an option fee, an additional option fee, a termination notice, a release request or an amendment was timely, valid, waived, defaulted or legally effective.
  • Do not decide who is entitled to funds, whether a party breached the contract, whether an option period was preserved, whether a dispute should be released or whether an amendment changes a party's rights.
  • Do not collect wire instructions, bank account numbers, routing numbers, card data, Social Security numbers, tax IDs, driver's license numbers, passport numbers, account-login credentials or private financial records in the public form.
  • Do not promise receipt acceptance, good-funds status, disbursement timing, title coverage, underwriting acceptance, lender approval, funding, recording, insurability or a closing date.
TDI safety posture

No rate claim. No referral bargain. No escrow-release promise.

This public resource is available to anyone on the same terms. It is not conditioned on sending a closing to WG Title and it does not offer a rebate, discount, commission, gift or thing of value for a referral.

Prepared as a courtesy. This document is available to any real estate professional on the same terms and is not conditioned on directing a closing to WG Title.

WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.

Read TDI Procedural Rule P-53 ->
D1-first conversion path

Send the property and the first escrow-receipt question.

This uses the existing closing-readiness form. The page URL, referrer, UTM fields and click IDs stay with the lead record, so the title team can see that the question came from this earnest money and option fee source guide.

Do not paste wire instructions, bank account numbers, routing numbers, card data, Social Security numbers, tax IDs, EINs, passport numbers, driver's license numbers, account-login credentials, private financial records, privileged legal advice or private settlement instructions into this form.

A source, five facts and one clear first question. We will tell you what to gather next.

Educational information only. Available on the same terms to everyone and not conditioned on directing a closing to WG Title. No quote, legal advice, underwriting decision or guaranteed closing date.