Jamie Ellis' builder closeout source packet

Send the permit, inspection, CO and lien-waiver trail before a new-construction file reaches signing pressure.

For builders, developers, agents and lenders: collect the permit, inspection, certificate of occupancy, contractor-license, lien-waiver, plat, county-record, lender-condition and title-commitment clues before the file turns urgent.

Audience and job

Make the builder closeout easier to route.

New-construction closings can turn on a practical stack of source documents: permit history, inspection status, certificate of occupancy paperwork, trade licenses, lien waivers, releases, plats, recorded restrictions, lender conditions and the title commitment. This handoff keeps that stack together without deciding the file-specific result.

The useful handoff

Name the property, builder, project, permit, inspection, CO source, contractor clue, waiver or release, recorded instrument and title-commitment item. The city, lender, title company, underwriter, surveyor, contractor and legal reviewer still control their own answers.

Official sources

Use current city, TDLR, statute, county and TDI sources.

These sources were checked on October 10, 2026. They help frame the builder closeout packet, but they do not replace city, lender, title, underwriting, contractor, surveyor or legal review.

McKinney Building Inspections, read October 10, 2026

Start with the permit, inspection and CO paperwork source.

McKinney's building-inspections page points residential builders to readiness points, commercial files to the new-construction guide and CO packets, and notes that the 2024 International Building Code was among the adopted 2024 codes effective October 1, 2025, with the 2026 National Electrical Code in effect by state law September 1, 2026.

Read the official source ->
TDLR Electricians, read October 10, 2026

Preserve electrical contractor license clues.

TDLR says anyone performing or offering non-exempt electrical work in Texas must be licensed and perform that work through a licensed electrical contractor. Send the contractor name, license number, permit clue and final inspection source instead of making a licensing conclusion.

Read the official source ->
TDLR ACR Contractors, read October 10, 2026

Keep HVAC contractor and technician clues with the file.

TDLR states that contractors who install, repair or maintain air conditioning, refrigeration or heating systems must have an ACR contractor license, and ACR companies must employ an ACR contractor at each permanent location. Send the name, license clue and inspection context for review.

Read the official source ->
Texas Property Code Chapter 53, read October 10, 2026

Treat waivers, releases and bills-paid affidavits as source documents.

Chapter 53 covers mechanic's, contractor's and materialman's lien concepts, including improvements, lien rights and statutory waiver and release forms. A closeout packet can identify the document trail without deciding lien validity, payment sufficiency or legal effect.

Read the official source ->
Collin County Land Recordings, read October 10, 2026

Tie plats and recorded closeout clues to county records.

Collin County's land-recording page lists plat filing requirements and warns that online database results are not the complete official repository. Send plat name, recording reference, tax certificate clue, deed, easement or release reference and complete pages.

Read the official source ->
TDI Procedural Rule P-53, read October 10, 2026

Keep the handoff public, educational and referral-safe.

TDI P-53 permits legal promotional and educational activity that is not conditioned on referral of title-insurance business. This handoff offers public source organization only; it does not discount a title premium or provide a referral benefit.

Read the official source ->
What to send

Give each reviewer the closeout packet they can verify.

A new-construction handoff does not need to decide code compliance, construction quality, lien validity, title, insurability or closing timing. It needs enough source context for the right professional to identify the next step.

  1. Property address, county, builder or developer name, subdivision or project name, lot and block, transaction type, proposed closing date and whether the question involves a permit, inspection, certificate of occupancy, survey, plat, contractor document, lien waiver, lender condition or title-commitment item
  2. Permit number, inspection record, red-tag or final-inspection clue, certificate of occupancy or temporary CO paperwork, utility release clue, builder closeout packet, punchlist status and any city or county source page that raised the question
  3. Builder contract, change order, allowance, draw or retainage clue, final invoice, conditional or unconditional waiver and release, bills-paid affidavit, supplier notice, contractor affidavit, bond or release document
  4. Electrical, HVAC, appliance, roofing, foundation, pool, solar, irrigation, well, septic, elevator or other trade-source clue, including contractor name, license number, permit reference, inspection report or city handoff page when available
  5. Recorded plat, deed, easement, declaration, restriction, release, mechanic's lien, affidavit, county recording reference, title commitment, Schedule B or C item, lender condition and one practical process question for the right reviewer
What to avoid

Keep construction and lien conclusions out of the first note.

  • Do not decide whether construction is complete, code-compliant, properly inspected, safe, built to contract, warrantied, free of defects or ready for occupancy.
  • Do not decide lien validity, lien priority, waiver or release sufficiency, payment sufficiency, retainage responsibility, contractor authority, supplier rights, bond sufficiency or legal effect.
  • Do not decide survey accuracy, plat compliance, easement effect, access, title, underwriting, insurability, lender approval, funding, recording or closing timing.
  • Do not promise that a certificate of occupancy, final inspection, utility release, title commitment response or lender condition will be accepted.
TDI safety posture

No rate claim. No referral bargain. No construction opinion.

This public resource is available to anyone on the same terms. It is not conditioned on sending a closing to WG Title and it does not offer a rebate, discount, commission, gift or thing of value for a referral.

Prepared as a courtesy. This document is available to any real estate professional on the same terms and is not conditioned on directing a closing to WG Title.

WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.

Read TDI Procedural Rule P-53 ->
D1-first conversion path

Send the property and the first closeout question.

This uses the existing closing-readiness form. The page URL, referrer, UTM fields and click IDs stay with the lead record, so the title team can see that the question came from this new-construction closeout source guide.

Do not paste wire instructions, bank account numbers, Social Security numbers, tax IDs, EINs, identity-document numbers, loan credentials, complete payoff statements, privileged legal advice, sealed filings or private financial records into this form.

A source, five facts and one clear first question. We will tell you what to gather next.

Educational information only. Available on the same terms to everyone and not conditioned on directing a closing to WG Title. No quote, legal advice, underwriting decision or guaranteed closing date.