For agents and lenders: collect the short-sale addendum, lienholder approval, payoff response, servicer clue, release or county-record reference, lender condition, title-commitment item and one process question in one reviewable handoff.
A short sale can involve a contract addendum, lienholder approval, seller approval conditions, payoff statements, servicer transfers, second liens, tax or judgment clues, release evidence, lender conditions, title-commitment items, underwriter review and attorney or tax-professional advice. This handoff keeps the source trail together without deciding the file-specific result.
Name the contract, short-sale addendum, approval deadline, lienholder or servicer, payoff good-through date, release clue, county recording reference, title-commitment item and first process question. The contract, approval letter, payoff statement, lender review, title commitment and underwriting response still control their own answers.
These sources were checked on October 12, 2026. They help frame the short-sale payoff packet, but they do not replace seller, lienholder, mortgage servicer, lender, title, underwriting, attorney, tax, recording or legal review.
TREC identifies Form 45-2 as the Short Sale Addendum and says it must be used when structuring a short sale transaction. A useful handoff preserves the addendum, approval deadline, seller-lienholder clue, contract status and first title or lender question without deciding whether an approval is enough.
Read the official source ->Section 343.106 is the Texas source for title-insurance-company payoff-statement requests on home loans, including proposed closing date and valid-through amount concepts. Preserve payoff request dates, response dates, good-through dates and corrected-statement clues without deciding payoff sufficiency.
Read the official source ->The Department's mortgage-servicing laws page points to residential mortgage loan servicer statutes, Chapter 155 payoff-statement rules and the payoff statement form. Send the servicer name, request channel, transfer clue and response source, not private credentials.
Read the official source ->Section 12.017 addresses defined affidavit-as-release-of-lien circumstances and requires mortgage, assignment and recording references. Send the deed of trust, assignment, payoff, release or affidavit clues without deciding whether a lien release is effective.
Read the official source ->Collin County's land-recording page warns that online database results are not the complete official repository. Send deed of trust, assignment, release, abstract, judgment, tax or title-commitment references with instrument numbers and complete pages when available.
Read the official source ->TDI P-53 permits legal promotional and educational activity that is not conditioned on referral of title-insurance business. This handoff offers public source organization only; it does not discount a title premium or provide a referral benefit.
Read the official source ->A short-sale payoff handoff does not need to decide debt settlement, deficiency, tax consequence, lien priority, release effect, payoff sufficiency, title, lender approval, insurability or legal effect. It needs enough source context for the right professional to identify the next step.
This public resource is available to anyone on the same terms. It is not conditioned on sending a closing to WG Title and it does not offer a rebate, discount, commission, gift or thing of value for a referral.
Prepared as a courtesy. This document is available to any real estate professional on the same terms and is not conditioned on directing a closing to WG Title.
WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.
Read TDI Procedural Rule P-53 ->This uses the existing closing-readiness form. The page URL, referrer, UTM fields and click IDs stay with the lead record, so the title team can see that the question came from this short-sale payoff source guide.
Do not paste wire instructions, bank account numbers, Social Security numbers, tax IDs, EINs, identity-document numbers, payoff credentials, complete loan files, privileged legal advice, sealed filings or private financial records into this form.
Jamie Ellis authored this as ordinary business and educational content. Transaction-specific short-sale approval, payoff, release, deficiency, tax, title, underwriting, lender, recording and legal conclusions belong with the appropriate reviewer.
