Will this file close on time?
Give us the seller-side facts you already know. In about ninety seconds, get a transparent 0–100 risk score, a calendar worked backward from closing, and the items most likely to consume the runway.
No email wall. No black box. No promise that a date will hold.
- 01Score what is visibleEvery factor and point shown
- 02Work backwardRequest-by dates from closing
- 03Assign the cureRealistic planning windows
The closing date is the last date. Start with the first ones.
This model is deliberately simple: it scores the pressure created by the runway, association documents, survey, payoff, seller authority, known title work, and file logistics. It cannot see the title search or lender file, so the result is a handoff—not an underwriting answer.
One verified clock. Several practical buffers.
Texas Property Code Chapter 207 gives a subdivision property owners' association up to ten business days after it receives a valid request and any required authority evidence. The model preserves that full window and adds a coordination buffer. Condominium associations are outside Chapter 207, so the tool labels those dates as planning buffers instead.
Read Texas Property Code Chapter 207 ↗Reuse it, review it, or replace it—early.
TDI publishes both the T-47 affidavit and the T-47.1 declaration in lieu of affidavit. Which form and survey evidence work for a file depends on the title company and underwriting requirements; the tool only identifies when the decision is consuming the schedule.
See TDI Form T-47.1 ↗A planning tool, available to everyone.
Prepared as a courtesy. This document is available to any real estate professional on the same terms and is not conditioned on directing a closing to WG Title.
WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.
The score and request-by dates are based only on the answers entered. They are not a title search, commitment, legal opinion, lender approval, underwriting decision, or guarantee that a transaction will fund or record on a particular date.
Read TDI Procedural Rule P-53 ↗Have a real file behind the score?
Send the executed contract and the closing date. The WG Title team will identify the next title and escrow step and put a name beside it.