Home sellers
Model your net proceeds, then let a neutral escrow team handle payoffs, prorations and funding.
See what we do →For home buyers
Know what you are signing, and what it costs.
Buying a home means a stack of documents, a wire you cannot get back and a closing date you did not pick. WG Title's job is to make each of those understandable before you are sitting at the table.
10,000+Texas closings since 2011
Attorney-foundedTitle work with legal judgment behind it
StatewideMcKinney office, closings across Texas
Straight answers
The questions that actually come up.
General explanations, not legal or transaction-specific advice. Call the title team at 214-620-2055 for the facts of your file.
Can I choose my own title company in Texas?
Yes. Your agent, your builder or your lender may recommend one, but the choice is yours. Federal law forbids anyone from requiring you to use a particular title company as a condition of the sale.
What does title insurance actually protect me from?
It protects your ownership against problems that already existed when you bought — an unpaid lien, a missed heir, a forged signature, a bad legal description. It is not a warranty on the condition of the house. That is what an inspection is for.
Is title insurance cheaper at some companies?
No. Texas title insurance premiums are set by the Texas Department of Insurance and are identical at every Texas title company. What does vary is the escrow fee, the responsiveness, and how a company handles a problem when one surfaces.
How much cash will I actually need at closing?
Your down payment plus lender charges, title and escrow fees, and prepaid taxes and insurance, minus your earnest money and any seller or lender credits. The worksheet below gets you close; your lender's Closing Disclosure is the number that controls.
How do I avoid a wire fraud loss?
Call us at 214-620-2055 using a number you already have — never a number in an email — and confirm wire instructions verbally before you send anything. WG Title will never email you new or changed wire instructions. A wire sent to a criminal is usually gone within hours.
Do I have to close in the McKinney office?
No. We close in the office, at a mutually convenient location, and with remote options where the transaction and the lender allow it.
Useful before you call
Tools you can run right now.
Home buyers
Cash-to-close worksheet
Model your down payment, lender charges, prepaids and credits before you get the Closing Disclosure.
Open the worksheetHome buyersTexas title premium calculator
The promulgated basic premium for any policy amount, straight from the current TDI rate table.
Estimate the premiumHome buyersBuyer closing guide
Every step between a signed contract and the keys, in the order it happens.
Read the guideHow it goes
What happens once the file opens.
Every closing is different in the details. The order is not.
- 1
Send us the contract
We open the file, confirm the parties and start the title search the same day where we can.
- 2
We clear the title
Liens, payoffs, heirship questions and survey issues get worked before they can threaten your closing date.
- 3
You get the numbers early
We coordinate with your lender so the figures on your Closing Disclosure are not a surprise.
- 4
You sign and we record
We fund, disburse, record the deed and deliver your owner's policy.
The work involved
Services this usually touches.
01Explore →02Explore →03Explore →
Title insurance
A title search looks for ownership, lien and document problems before closing. Title insurance protects owners and lenders from covered defects that may surface later.
Escrow & closing
WG Title acts as the neutral closing team—coordinating funds, figures, signatures and recording so every party knows what must happen next.
Residential transactions
Buying, selling or refinancing a home brings deadlines and unfamiliar decisions. Our team keeps the process understandable and responsive.
Also relevant
You might be more than one of these.
For sale by owner
Neutral escrow and title work for owners selling without a broker, and a clear line on what we cannot do.
See what we do →Real estate agents
Fast file coordination, client-ready net sheets, and early warning when a title issue appears.
See what we do →Texas title insurance premiums are promulgated by the Texas Department of Insurance and are the same at every Texas title company. Escrow and settlement fees are set by each company and do vary.
This is a planning estimate. Your lender's Loan Estimate and Closing Disclosure, the contract, the title commitment, tax prorations and the final settlement statement control the actual figures.
Ready when the contract is.
Put WG Title on your next transaction.
Send the property details or contract. Our team will confirm the next step and get your file moving.